The next important step in buying a home is to pick out a real estate agent. Every reputable real estate agent will have their own website as well as some social media which is a huge asset to buyers because you can do your research and feel like you have an idea who the realtor is and who you will be working with before you make the commitment and ask them to help you find a home. After you pick a realtor that you feel it is an expert, be prepared to let that agent lead you through the home buying process.
The first step toward determining how much house you can afford is to get prequalified by a lender. This is a process where a lender takes a look at your assets, liabilities, credit, and income to determine how much monthly mortgage payment you can afford. It is important to be very thorough when preparing documents for lenders so the lenders can accurately determine how much home you can afford.
It is important that buyers understand our MLS system is very efficient and will produce automatic emails when new houses hit the market that fit your criteria. When your agent asks the criteria you’re looking for, be sure and give the agent a thorough answer because the more information you give the agent, the better of home searches the agent will be able to set up for you on MLS.